Episode 239

full
Published on:

21st Jan 2026

Bank of mum and dad

The Bank of Mum and Dad is booming, but without the right planning a generous gesture can turn into a legal and financial headache.

On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by William Moore, partner and head of private client advisory at Hall & Wilcox, to discuss gifts, loans and the potential pitfalls of the Bank of Mum and Dad.

00:00 Introduction

01:47 Family financial support: Trends and options

04:52 Gifts vs loans: Key differences and considerations

10:10 Legal and financial structures for family loans

14:19 Family loans and estate planning

16:46 Conclusion

#friendswithmoney #tomwatson #williammoore #property #bankofmumanddad

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About the Podcast

Friends With Money
Earn. Save. Invest.
We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow.

The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts, in-depth knowledge of markets and timely advice to help you understand the world of money.

Hosted by senior writer, Tom Watson, Managing Editor, Vanessa Walker and editor-in-chief, Michelle Baltazar, Friends With Money is a weekly chat with a variety of credentialed guests that you won’t want to miss. Listening and learning will help you on the path to financial freedom.